We have had success working with landscaping companies during their slower season. We want to hear how the business operates across the year before treating a seasonal decline as the whole story.
A company in a colder market may move from landscaping into snow removal or other seasonal services. Revenue changes, but the business does not necessarily disappear.
Show us the full calendar
If you are asking for capital during a slower period, we want to know when activity normally returns, what work continues in the meantime and what the money will cover.
Historical statements can help show the pattern. Current deposits tell us what is happening now. The repayment plan needs both.
We also want to know whether this is an ordinary seasonal dip or a change in the business. Losing a major customer is different from the usual winter slowdown.
The payment has to fit the slow months
The busiest part of the year may look strong enough to support funding. That does not mean the business can carry the same pressure during its quietest months.
We review the obligations, available cash and timing of the expected recovery. If equipment is part of the need, we can also look at a purchase or refinance structure where appropriate.
Seasonality is a reason to ask more questions. It does not remove eligibility requirements or the need for ongoing revenue and repayment capacity.
Watch the video
Business Funding Explained: How Different Industries Use Capital
Let’s talk about your business
Tell Tree of Life Funding how your year works and what you need to get through the slower period. Visit treeoflifefunding.com/apply so we can review the seasonal picture together.
