Tree of Life Funding

Business Funding
Solutions

From short-term working capital to long-term equipment financing, we have the right solution for your business needs. Fast approval, funding in as little as 24 hours.

$1K-$5M

Funding Range

24hrs

Fastest Funding

475+

Min Credit Score

12

Products Available

Our Funding Products

Choose the funding solution that best fits your business needs and goals.

Working Capital Loans

Quick access to capital for day-to-day operations, inventory, or unexpected expenses. Ideal for managing cash flow gaps.

Funding Amount
$25K to $5M
Funding Speed
1-3 days

Home Equity Line of Credit (HELOC)

Borrow against the equity in your home. Credit scores from 600 qualify, approval in as little as 5 minutes.

Funding Amount
85% LTV
Funding Speed
5 days

Merchant Cash Advance

Flexible financing based on your future credit card sales. Perfect for businesses with strong card volume.

Funding Amount
$10K to $5M
Funding Speed
1-2 days

Business Line of Credit

Draw funds as needed and only pay interest on what you use. Great for ongoing capital needs.

Funding Amount
$25K to $5M
Funding Speed
1-3 days

Equipment Financing

Finance new or used equipment with flexible terms that match the useful life of your assets.

Funding Amount
$10K to $5M
Funding Speed
3-10 days

Business Term Loans

Fixed-term loans with predictable monthly payments for larger investments and expansion.

Funding Amount
$50K to $5M
Funding Speed
1-3 days

Invoice Financing

Turn unpaid invoices into immediate working capital. Stop waiting 30, 60, or 90 days for payment.

Funding Amount
Up to 90%
Funding Speed
24-48 hours

Bad Credit Business Loans

Funding solutions for businesses with less-than-perfect credit. We focus on revenue, not just credit scores.

Funding Amount
$1K to $5M
Funding Speed
1-3 days

Business Loans for Women

Dedicated funding solutions for women-owned businesses with fast approval and competitive rates.

Funding Amount
$25K to $5M
Funding Speed
1-3 days

Revenue-Based Financing

Payments that flex with your business revenue. Pay less when sales are slow, more when busy.

Funding Amount
$25K to $5M
Funding Speed
1-2 days

ERTC Advance

Get an advance on your Employee Retention Tax Credit refund. Do not wait months for the IRS.

Funding Amount
Up to 90%
Funding Speed
1-2 weeks

Payroll Funding

Never miss payroll again. Fast capital to pay your team on time, every time, no matter your cash flow situation.

Funding Amount
$10K to $5M
Funding Speed
1-2 days

Compare All Products

Find the right funding option by comparing amounts, rates, and funding speed.

ProductAmountSpeedBest For
Working Capital Loans$25K to $5M1-3 daysCash flow & operations
HELOCUp to 85% LTVAs little as 5 daysHomeowners with equity
Merchant Cash Advance$10K to $5M1-2 daysHigh card volume businesses
Business Line of Credit$25K to $5M1-3 daysFlexible, ongoing needs
Equipment Financing$10K to $5M3-10 daysPurchasing equipment
Business Term Loans$50K to $5M1-3 daysLarge investments
Invoice FinancingUp to 90%24-48 hoursB2B businesses
Bad Credit Loans$1K to $5M1-3 daysCredit-challenged businesses
Payroll Funding$10K to $5M1-2 daysMeeting payroll on time

Ready to Get Funded?

Apply in minutes and receive multiple funding offers within 24 hours. No obligation, no impact on your credit score.