Who We Are
Tree of Life Funding is a growth partner for small and medium-sized businesses, providing fast, flexible access to working capital so you can focus on running and growing what you built.
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A growth partner, not just another lender
From restaurants and healthcare practices to contractors, retailers, and professional services, we provide fast, flexible access to working capital so you can focus on running and growing your business.
With over $200M funded and a 4.4/5 TrustScore on Trustpilot, we've helped thousands of owners bridge cash flow gaps, upgrade equipment, open new locations, and seize time-sensitive opportunities.
Business funding should be simple, clear, and match your cash flow.
Traditional lenders often say “no” to healthy businesses that don't fit a narrow box. We look at how your business really operates, then match you with funding options that make sense in the real world.
Established businesses across the U.S., Canada & the U.K.
Industries we serve include restaurants, healthcare and medical, construction, transportation and trucking, manufacturing, auto repair, retail, and more. Typically:
$30,000+
In monthly revenue
6+ months
In business
A full range of funding products
Most decisions are made in hours, with funding often available in as little as 24–48 hours.
Flexible Working Capital Loans
Flexible funds to cover day-to-day operations and growth.
Merchant Cash Advances
Get an advance on your future sales, repaid as you earn.
Flexible Business Credit Lines
Draw exactly what you need, right when you need it.
Equipment Financing Solutions
Upgrade or replace equipment without draining reserves.
Payroll & Revenue-Based Funding
Flexible funding solutions tailored to your revenue and payroll needs.
Invoice Financing
Turn your unpaid invoices into immediate cash to maintain steady cash flow.
How it works
Simple Application
Complete our streamlined online application or request a personalized application via email from one of our knowledgeable agents.
Fast Tailored Offers
With minimal documentation, we can often offer up to 120% of your monthly gross revenue. You'll then receive a variety of customized funding options designed to meet your unique needs.
Dedicated Support
Every client is paired with a personal financial advisor who will work with you throughout the process from your initial submission to the final funding decision.
Ready to boost
your business?
Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.
Contact Us
Questions or queries? Get in touch!
Phone
Mon-Fri from 8am to 5pm.
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Applying is free and won't impact your credit score