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We Understand Long B2B Payment Cycles
Net-30, Net-60, Net-90 terms from retailers and business customers strain cash flow. We structure funding that bridges these gaps.
Capital That Powers Your Production Capacity
Manufacturing and distribution are capital-intensive industries. From production equipment to raw materials to bridging customer payment delays, we provide funding solutions designed for industrial operations.
- Funding from $50,000 to $1,000,000
- Decisions in as little as 24 hours
- We understand industrial economics
What You Need to Qualify
$30,000+
Minimum Monthly Revenue
6+ months
Established Business History
How much funding do you need?
Drag the slider or type an amount
$
$20K$5M
Only Takes 30 Seconds
Applying is free and won't impact your credit score
From Application to Funding Without Production Delays
01
Quick Application
Share your industry sector, monthly revenue, and what you need funding for. We understand manufacturing cycles and distribution economics.
02
Fast Review
We assess your business with knowledge of production cycles, inventory requirements, and the cash flow patterns of B2B sales.
03
Choose Your Terms
Review multiple funding offers with different structures. Pick what aligns with your production schedule and customer payment cycles.
04
Get Producing
Funds arrive quickly—often within 24-48 hours. Order materials, upgrade equipment, or stock inventory for that big contract.
Why Manufacturers and Distributors Choose Us
Funding Built for Industrial Operations
Whether you need to upgrade production equipment, stock raw materials, or bridge payment delays from business customers, we have funding solutions designed for manufacturing and distribution.
Manufacturing and distribution businesses operate with unique financial dynamics. Equipment investments are substantial. Inventory requirements are significant. Customer payment terms extend for months. We have spent years learning industrial economics so we can provide capital that keeps your production lines running and your distribution operations flowing.
Manufacturing and Distribution Funding Overview
We offer multiple products to address different industrial needs. Some businesses need equipment financing for production upgrades. Others need working capital for inventory and materials. Many use a combination as operations scale.
Most manufacturing businesses qualify for multiple products. Your funding advisor will help compare options and recommend the best approach.
- Loan Amounts
- $50,000 to $1,000,000
- Rates
- Starting at 1% monthly
- Terms
- 3 months to 5 years
- Speed
- 24 hours to 7 business days
Financing Options for Manufacturing Businesses
Different operations call for different solutions. Here are the products manufacturers and distributors use most frequently.
- Production Equipment FinancingFinance CNC machines, production lines, forklifts, and industrial equipment. Upgrade your manufacturing capabilities without tying up working capital.
- Invoice Factoring for B2B ReceivablesTurn Net-30/60/90 invoices from retailers and business customers into immediate cash. Maintain production flow while waiting for customer payments.
- Inventory and Materials FinancingStock up on raw materials and components to fulfill large orders. Buy in bulk at better prices and capture big contracts with confidence.
- Business Term LoansStructured financing for facility expansion, new production lines, or major equipment. Predictable payments for long-term capital investments.
- Business Line of CreditMaintain purchasing power for materials, repairs, and opportunities. Draw what you need and build a buffer for supply chain disruptions.
How Credit Affects Manufacturing Business Financing
Your personal credit score is one factor, but not everything. We evaluate the complete picture: revenue history, customer contracts, accounts receivable quality, and overall operational performance.
- B2B contracts and customer relationships matter significantly
- Strong revenue history demonstrates operational capability
- Equipment equity serves as additional collateral
- Receivables quality indicates business health
Good news
Manufacturing business owners with credit scores in the 500s regularly qualify for funding when they demonstrate solid revenue and healthy customer relationships. Your operational performance tells the story.
Strong Credit Profile
Access to lowest rates, longest terms, highest amounts
760Score
Challenged Credit
Multiple options available based on business performance
502Score
Manufacturing Industry Funding Insights
45-60
average days to receive payment from B2B customers. Our funding bridges this gap so you can maintain production and fill new orders.
Source: Manufacturing Industry Data
$250K+
average equipment investment for mid-sized manufacturers. Our equipment financing helps you upgrade without depleting working capital.
Source: Equipment Leasing & Finance Foundation
80%
of manufacturers use external financing for equipment or growth. Capital is a normal, strategic part of industrial operations.
Source: National Association of Manufacturers
Evaluating Manufacturing Business Financing
Pros
- Upgrade production equipment for better efficiency
- Stock raw materials for large contracts
- Bridge cash flow gaps from B2B payment terms
- Expand facilities or open new locations
- Take advantage of supplier bulk discounts
- Build credit history for better future terms
Cons
- Financing costs reduce overall margin
- Some products require frequent payments
- Personal guarantees may be required
- Fast funding options typically cost more
Compare Manufacturing Funding Options
| Loan Type | Max Amount | Rates | Speed |
|---|---|---|---|
| Equipment Financing | $50K to $1M | 6% to 18% APR | 3 to 7 days |
| Invoice Factoring | $50K to $500K | 1% to 4% per invoice | 24 to 48 hours |
| Working Capital Loan | $50K to $500K | 1% to 3% monthly | 24 to 48 hours |
| Business Term Loan | $100K to $1M | 8% to 20% APR | 3 to 7 days |
Manufacturing Business Qualification Requirements
- Monthly Revenue
- $25K+
- Credit Score
- 500+
- Time in Business
- 1+ year
Get Funding for Your Manufacturing Business
Apply today and receive funding decisions quickly. Our team understands manufacturing financing and industrial capital needs.
Start Your ApplicationStep 1: Apply Online
Complete a short application about your business, including your industry sector, monthly revenue, and funding needs.
Step 2: Submit Documents
Upload recent bank statements and basic business information. We review them with an understanding of manufacturing revenue patterns.
Step 3: Get Funded
Review your offers, choose the best fit, and receive funds. Most manufacturing businesses get funded within 24 to 48 hours.
Manufacturing Funding Products
Explore specific financing options available for your manufacturing or distribution business.
Related Industries We Fund
We also specialize in financing for these related industries.
FAQs
Manufacturing Business Financing Questions
We work with all manufacturing sectors including food production, metal fabrication, plastics, electronics, textiles, wood products, and more.
Yes, equipment financing is one of our core products. We can finance new or used machinery with terms that match the equipment useful life.
We provide inventory financing and working capital for distributors to stock products and manage cash flow between supplier and customer payments.
Absolutely. Working capital can be used for raw materials, components, packaging, and any inputs needed for production.
Our invoice factoring converts your receivables into immediate cash, and our working capital solutions bridge the gap between production and payment.
It matters, but business performance often outweighs credit challenges. Strong revenue and good customer relationships matter significantly.
Many manufacturers receive decisions within 24 hours and funding within 24-48 hours. Equipment financing takes slightly longer, typically 3-7 days.
Basic requirements include 3-6 months of bank statements, a valid ID, and proof of business ownership. Larger amounts require additional documentation.
Ready to Scale Your Production?
Whether you need equipment, inventory financing, or working capital, our team specializes in manufacturing business financing and understands industrial capital needs.
How much funding do you need?
Drag the slider or type an amount
$
$20K$5M
Only Takes 30 Seconds
Applying is free and won't impact your credit score