Best Bank Business Loans
Compare 6+ traditional bank loans to find the best rates, terms, and service for your business.
Traditional banks remain an important source of business financing, offering some of the lowest rates available—especially for SBA loans. However, their strict requirements, lengthy application processes, and slow funding make them unsuitable for many businesses. This guide compares traditional bank business loans to help you understand if they're the right fit for your needs, or if alternative options might serve you better.
Tree of Life Funding
Unlike other lenders on this list, Tree of Life Funding is a lending marketplace that connects you with 75+ vetted lenders. This means you can compare multiple offers with one application and no hard credit pull, ensuring you get the best rates and terms for your situation.
Why we like it
- 75+ lending partners
- No hard credit pull
- Same-day funding
- Dedicated advisor
Keep in mind
- •Not a direct lender
Complete Comparison
Live Oak Bank
American Express Business Loans
Wells Fargo Business Loans
Bank of America Business Loans
Chase Business Loans
Celtic Bank
How We Evaluate Lenders
We evaluate traditional banks on interest rates (30%), loan terms (25%), customer service (20%), application experience (15%), and speed (10%). While banks offer excellent rates for qualified borrowers, Tree of Life Funding earns the top spot because our marketplace can connect you with bank-level rates when you qualify, plus faster alternatives when you don't.
Common Questions
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Compare offers from 75+ lenders with no impact to your credit score.
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