Tree of Life FundingTree of Life
Funding

Payroll Funding for Construction Companies

Your crews show up Monday whether the GC has released the draw or not. Get the payroll capital you need to keep skilled tradespeople on your jobs — even when milestone payments are 60 days out.

Variety of Funding Products
Funding up to $5m+
US-based funding consultants

What You Need to Qualify

$5,000+

Minimum Monthly Revenue

3+ months

Established Business History

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How much funding do you need?

Drag the slider or type an amount

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$10K$5M

Applying is free and won't impact your credit score

Why Businesses Choose Us for Construction Payroll Funding

Bridge Milestone Gaps

Fund payroll between draw requests and progress payments so your crew never waits for the GC to release funds.

Cover Subcontractor Invoices

Pay your subs on time even when the owner hasn't paid you. Protect your reputation and your sub relationships.

Seasonal Crew Ramp-Up

Bring crews back in spring with confidence. Cover onboarding, certifications, and the first few weeks of wages before revenue flows.

Multi-Job Payroll

Running three projects with different pay schedules? Consolidate your payroll capital so no job site gets shorted.

Prevailing Wage Projects

Government and union jobs mean higher pay rates. Fund the premium without waiting on slow public-sector payment cycles.

Keep Your Best People

Skilled electricians, plumbers, and operators have options. Consistent, on-time pay keeps them loyal to your crew.

FAQs

Frequently Asked Questions

Absolutely. Bridging the gap between completed work and payment release is the most common use case for construction payroll funding.

Yes. You can use the funds for W-2 employee payroll, 1099 subcontractor payments, or any combination of labor costs on your projects.

No problem. The funding isn't tied to a specific project. You can allocate it across all your active jobs as needed.

We evaluate your overall business revenue and cash flow, not individual project liens. Active bonding capacity is generally a positive signal.

Ready to boost your business?

Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.

Contact Us

Questions or queries? Get in touch!

submit@treeoflifefunding.com

Phone

Mon-Fri from 8am to 5pm.

347-352-5210
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5

How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score