Tree of Life Funding

Payroll Funding for Manufacturing & Distribution

Your factory floor doesn't stop because a customer is on net-60 terms. Get payroll funding that bridges the gap between production and payment so your skilled workforce stays intact.

Variety of Funding Products
Funding up to $5m+
US-based funding consultants

What You Need to Qualify

$5,000+

Minimum Monthly Revenue

3+ months

Established Business History

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How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score

Why Businesses Choose Us for Manufacturing & Distribution Payroll Funding

Bridge Invoice Payment Gaps

Don't let net-30/60/90 terms dictate when your employees get paid. Fund payroll immediately while waiting on receivables.

Staff Up for Large Orders

Won a big contract? Hire the production and warehouse staff you need to fulfill it without depleting your operating capital.

Retain Skilled Tradespeople

Welders, machinists, and experienced operators are irreplaceable. Consistent payroll is the foundation of workforce retention in manufacturing.

Cover All Shifts & Overtime

Second and third shifts, overtime during rush orders, weekend warehouse runs — fund the full payroll burden including overtime premiums.

Same-Day Funding Available

When a client delays payment and payroll is Friday, you can't wait for a bank's two-week approval process. We move at your pace.

Revenue-Aligned Repayments

Repayments structured around your invoicing cycles, not arbitrary monthly dates. Pay back as your receivables come in.

FAQs

Frequently Asked Questions

Yes — that's one of the most common use cases. Manufacturers and distributors frequently use payroll funding to bridge the gap between fulfilling orders and collecting payment on net terms.

Absolutely. We regularly fund manufacturers scaling up production for new contracts. You get capital to hire and pay workers upfront, then repay as revenue from the order comes in.

Most manufacturing and distribution businesses are funded within 24 hours. Same-day funding is available for applications submitted before 2pm ET.

Yes. We fund payroll regardless of your workforce structure — union shops, non-union, temp staffing, and direct hires are all eligible.

Ready to boost your business?

Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.

Contact Us

Questions or queries? Get in touch!

info@treeoflifefunding.com

Phone

Mon-Fri from 8am to 5pm.

561-247-8341
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5

How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score