Line of Credit for Restaurants
Access capital whenever you need it. Draw funds for inventory runs, emergency repairs, seasonal prep, or unexpected opportunities. Only pay interest on what you actually use.
How much funding do you need?
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Applying is free and won't impact your credit score
Why Businesses Choose Us for Restaurant Line Of Credit
Draw What You Need
Need $5K for inventory? Draw $5K. Need $50K for renovation? Draw $50K. Full flexibility.
Only Pay For What You Use
Interest accrues only on your outstanding balance, not your full credit line.
Revolving Access
As you pay down your balance, that credit becomes available again. Use it over and over.
Instant Draws
Once approved, access funds instantly when needs arise. No waiting for new applications.
Emergency Ready
Equipment failure? Supplier demanding payment? You'll have capital ready to deploy.
Build Credit History
Responsible use of your credit line can help build your restaurant's business credit profile.
Frequently Asked Questions
A loan gives you a lump sum upfront. A line of credit lets you draw funds as needed, up to your limit. You only pay interest on what you've drawn.
Yes. Draw funds whenever you need them, up to your credit limit. As you repay, that credit becomes available again.
Anything related to your restaurant: inventory, payroll, repairs, marketing, renovations, equipment, seasonal preparation, or unexpected opportunities.
Once your line is established, draws are typically available within 24 hours, often same-day.
Ready to boost your business?
Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score