Tree of Life FundingTree of Life
Funding

Payroll Funding for Restaurants

Your line cooks, servers, and bartenders keep your restaurant alive. Don't let a slow week or seasonal dip put their paychecks at risk. Get fast payroll funding built for the unpredictable cash flow of food service.

Variety of Funding Products
Funding up to $5m+
US-based funding consultants

What You Need to Qualify

$5,000+

Minimum Monthly Revenue

3+ months

Established Business History

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How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score

Why Businesses Choose Us for Restaurant Payroll Funding

Bridge Slow Season Payroll

Cover weekly payroll through your slowest months without cutting hours or laying off trained staff you'll need when things pick back up.

Same-Day Payroll Funding

Apply before noon, fund payroll by end of day. Because your staff can't wait two weeks for a bank to process paperwork.

No Disruption to Daily Ops

Repayments flex with your daily credit card sales. Busy Friday? Pay a bit more. Dead Tuesday? Pay less. Your cash flow stays smooth.

Cover Back-of-House & Front-of-House

From prep cooks and dishwashers to hosts and managers — fund your entire payroll, not just part of it.

Retain Experienced Staff

Great kitchen talent is hard to find. Consistent payroll keeps your best people loyal and your food quality high.

Handle Payroll Tax Obligations

Don't fall behind on payroll taxes because of a revenue dip. Use funding to stay current with the IRS and state requirements.

FAQs

Frequently Asked Questions

Absolutely. Many restaurants use payroll funding to staff up before peak season — hiring extra servers, line cooks, and catering staff — then pay it back as revenue increases.

Most restaurants are funded the same business day when applying before 2pm ET. We know that a missed payroll can't wait until next week.

No. We focus on your restaurant's revenue and daily sales volume, not just your personal credit score. If your restaurant generates consistent revenue, you likely qualify.

We fund multi-location operators regularly. You can get a single payroll funding solution that covers all your locations, or separate funding per location — whichever works better for your operation.

Ready to boost your business?

Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.

Contact Us

Questions or queries? Get in touch!

submit@treeoflifefunding.com

Phone

Mon-Fri from 8am to 5pm.

347-352-5210
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How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score