Payroll Funding for Retail & E-Commerce
Holiday rush, back-to-school surge, flash sale fulfillment — your staffing needs spike fast. Get payroll funding that lets you hire when demand hits, without draining your cash reserves.
What You Need to Qualify
$5,000+
Minimum Monthly Revenue
3+ months
Established Business History
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score
Why Businesses Choose Us for Retail & E-commerce Payroll Funding
Fund Holiday & Peak Season Hiring
Staff up for Black Friday, holiday shopping, and seasonal peaks without gambling your operating cash. Hire the team you actually need.
Same-Day Payroll Capital
When a viral product hits or a flash sale takes off, you need warehouse hands now. Get funded the same day you apply.
Cover In-Store & Warehouse Teams
Whether you run a storefront, a fulfillment center, or both — fund your entire payroll from sales associates to pickers and packers.
Sales-Aligned Repayments
Repay based on your actual sales volume. Big month? Pay more. Post-holiday slump? Pay less. Your cash flow stays balanced.
Scale E-Commerce Operations
Growing your online business means growing your team. Fund customer service reps, fulfillment staff, and marketing hires as you scale.
Avoid Costly Turnover
Retail turnover averages 60%+. Consistent, on-time payroll is the simplest way to keep good employees from leaving for competitors.
Frequently Asked Questions
Yes. Many retail clients use short-term payroll funding specifically to cover the cost of seasonal hires for Q4, back-to-school, or other peak periods, then pay it back as holiday revenue comes in.
Absolutely. We fund e-commerce businesses of all sizes — from Shopify stores to Amazon sellers to enterprise DTC brands. Your online sales revenue is what we evaluate.
Most retail and e-commerce businesses receive funding the same business day. Apply before 2pm ET for same-day funding on your payroll needs.
That's exactly what we're built for. Our repayment structure adjusts with your sales volume, so slow months don't create payroll-on-top-of-payroll pressure.
Ready to boost your business?
Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score