01
We Understand Recurring Revenue Models
MSP contracts, SaaS subscriptions, and managed services create predictable but sometimes delayed revenue. We value this appropriately.
Capital That Powers Your Tech Business Growth
Technology companies need to invest in talent, infrastructure, and innovation to stay competitive. We provide funding that helps IT businesses scale operations, hire developers, and pursue enterprise contracts.
- Funding from $25,000 to $750,000
- Decisions in as little as 24 hours
- We understand tech company economics
What You Need to Qualify
$30,000+
Minimum Monthly Revenue
6+ months
Established Business History
How much funding do you need?
Drag the slider or type an amount
$
$20K$5M
Only Takes 30 Seconds
Applying is free and won't impact your credit score
From Application to Funding at Tech Speed
01
Quick Application
Share your service offerings, client base, and what you need funding for. We understand managed services, software, and IT consulting.
02
Fast Review
We assess your business with knowledge of recurring revenue, contract values, and the economics of technology service businesses.
03
Choose Your Terms
Review multiple funding offers with different structures. Pick what aligns with your revenue model and growth plans.
04
Get Building
Funds arrive quickly—often within 24-48 hours. Hire developers, invest in infrastructure, or pursue that enterprise deal.
Why IT Companies Choose Us for Growth Capital
Funding Built for Technology Business Realities
Whether you need to hire engineers, invest in infrastructure, or bridge cash flow while scaling, we have funding solutions designed for IT companies.
Technology businesses face unique scaling pressures. Talent costs are high and competitive. Infrastructure requires constant investment. Enterprise sales cycles take time while expenses continue. We have spent years learning tech business economics so we can provide capital that helps you scale from startup to enterprise.
IT Business Funding Overview
We offer multiple products to address different tech company needs. Some companies need working capital for hiring. Others need equipment financing for infrastructure. Many use a combination as they scale.
Most IT companies qualify for multiple products. Your funding advisor will help compare options and recommend the best approach.
- Loan Amounts
- $25,000 to $750,000
- Rates
- Starting at 1% monthly
- Terms
- 3 months to 5 years
- Speed
- 24 hours to 7 business days
Financing Options for IT Companies
Different tech needs call for different solutions. Here are the products IT companies use most frequently.
- Revenue-Based FinancingFunding tied to your recurring revenue with payments that scale with contract performance. Perfect for MSPs and SaaS companies with predictable MRR.
- Working Capital for HiringCover developer salaries, contractor costs, and talent acquisition while building your team. Scale your workforce ahead of revenue.
- Business Line of CreditAccess capital for project costs, equipment, or scaling needs as they arise. Draw what you need and repay on your schedule.
- IT Equipment FinancingFinance servers, networking equipment, workstations, and infrastructure. Preserve working capital for operations while investing in capacity.
- Invoice FactoringConvert outstanding net-30/60 invoices from enterprise clients into immediate working capital. Keep operations running while large clients pay.
- Growth Capital LoansStructured financing for acquisitions, major expansions, or significant investments. Predictable payments for strategic growth initiatives.
How Credit Affects IT Company Financing
Your personal credit score is one factor, but not everything. We evaluate the complete picture: recurring revenue, contract roster, client quality, and overall business performance.
- Recurring revenue and MRR demonstrate stability
- Enterprise client relationships show business maturity
- Contract values and retention rates matter
- Technical team and delivery capability count
Good news
IT company owners with credit scores in the 500s regularly qualify for funding when they demonstrate solid recurring revenue and healthy client relationships. Your business model tells the story.
Strong Credit Profile
Access to lowest rates, longest terms, highest amounts
760Score
Challenged Credit
Multiple options available based on business performance
502Score
IT Industry Funding Insights
$500B+
annual US IT services market. Growing demand for managed services and cybersecurity creates opportunities for well-capitalized IT companies.
Source: Gartner
70%+
of MSP revenue comes from recurring contracts. This predictable revenue model makes IT companies strong candidates for growth financing.
Source: Channel Futures
$100K+
average annual cost per developer. Strategic financing helps IT companies build teams without depleting working capital.
Source: Bureau of Labor Statistics
Evaluating IT Business Financing
Pros
- Hire and retain technical talent
- Invest in infrastructure and equipment
- Bridge enterprise sales cycles
- Scale capacity for larger contracts
- Pursue acquisitions and expansion
- Build credit history for better future terms
Cons
- Financing costs reduce overall margin
- Some products require frequent payments
- Personal guarantees may be required
- Fast funding options typically cost more
Compare IT Business Funding Options
| Loan Type | Max Amount | Rates | Speed |
|---|---|---|---|
| Revenue-Based Financing | $25K to $500K | 1% to 5% monthly | 1 to 3 days |
| Working Capital Loan | $25K to $500K | 1% to 3% monthly | 24 to 48 hours |
| Business Line of Credit | $25K to $300K | 1% to 3% monthly | 1 to 3 days |
| Equipment Financing | $25K to $300K | 6% to 18% APR | 3 to 7 days |
| Business Term Loan | $50K to $750K | 8% to 20% APR | 3 to 7 days |
IT Company Qualification Requirements
- Monthly Revenue
- $20K+
- Credit Score
- 500+
- Time in Business
- 1+ year
Get Funding for Your IT Company
Apply today and receive funding decisions quickly. Our team understands technology financing and recurring revenue business models.
Start Your ApplicationStep 1: Apply Online
Complete a short application about your company, including your service offerings, monthly revenue, and funding needs.
Step 2: Submit Documents
Upload recent bank statements and basic business information. We review them with an understanding of tech business patterns.
Step 3: Get Funded
Review your offers, choose the best fit, and receive funds. Most IT companies get funded within 24 to 48 hours.
IT Business Funding Products
Explore specific financing options available for your technology company.
Related Industries We Fund
We also specialize in financing for these related industries.
FAQs
IT Business Financing Questions
We fund managed service providers, software companies, IT consultants, cybersecurity firms, web agencies, SaaS companies, and all types of technology service businesses.
Yes, we value MSP contracts, SaaS subscriptions, and managed services appropriately. Recurring revenue is a strength in our evaluation.
Absolutely. Working capital for developer salaries, contractor costs, and talent acquisition is one of the most common uses for IT company funding.
We understand that enterprise deals take time. Our products can bridge the gap between sales effort and contract revenue.
We generally require at least 12 months of operations and consistent revenue. Early-stage companies may have limited options.
It matters, but business performance often outweighs credit challenges. Strong recurring revenue and healthy contracts matter significantly.
Many IT companies receive funding the same day or next business day after approval. Equipment financing takes slightly longer.
Basic requirements include 3-6 months of bank statements, a valid ID, and proof of business ownership.
Ready to Scale Your Tech Business?
Whether you need to hire developers, invest in infrastructure, or pursue growth opportunities, our team specializes in IT company financing.
How much funding do you need?
Drag the slider or type an amount
$
$20K$5M
Only Takes 30 Seconds
Applying is free and won't impact your credit score