Capital That Fuels Your Creative Growth
Marketing agencies juggle client project costs, talent investments, and growth opportunities while waiting on client payments. We provide funding that helps you scale your agency and land bigger accounts.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score
From Application to Funding at Agency Speed
Share your service focus, client base, and what you need funding for. We understand digital, creative, PR, and full-service agencies.
We assess your business with knowledge of retainer models, project billing, and the unique cash flow patterns of marketing agencies.
Review funding offers with structures that match your revenue model. Choose what aligns with your retainers and project timelines.
Funds arrive quickly—often within 24-48 hours. Hire talent, fund media buys, or expand your service offerings.
Why Marketing Agency Owners Choose Us
We Understand Agency Cash Flow
You pay freelancers and staff while clients pay net-30 to net-60. We structure funding that bridges this gap and supports your operations.
Talent Investment Support
Landing bigger accounts requires bigger teams. Working capital helps you hire designers, copywriters, and account managers ahead of revenue.
Media Buy Financing
Clients expect you to front media costs on major campaigns. Our funding helps you manage these cash flow challenges.
All Agency Types Welcome
Digital marketing, creative services, PR firms, SEO agencies, social media, branding, web design—we fund every marketing specialty.
Project Ramp-Up Capital
Winning a major client requires capacity before the retainer starts. Our funding helps you scale to serve larger accounts.
Technology and Tools Investment
Analytics platforms, design software, and marketing tools require ongoing investment. We help you stay competitive.
Funding Built for Agency Realities
Whether you need to hire creative talent, fund a major media campaign, or bridge client payment delays, we have solutions designed for marketing and advertising agencies.
Marketing agencies face unique financial pressures. Talent costs are your biggest expense. Clients expect credit while paying slowly. Winning bigger accounts requires capacity you may not have yet. We have spent years learning agency economics so we can provide capital that helps you grow from boutique to powerhouse.
Marketing Agency Funding Overview
We offer multiple products for different agency needs. Some shops need working capital for hiring. Others need project financing for media buys. Many use a combination as they grow.
Most marketing agencies qualify for multiple products. Your funding advisor will help structure the right approach for your agency's needs.
Financing Options for Marketing Agencies
Different agency needs call for different solutions. Here are the products marketing and advertising firms use most frequently.
How Credit Affects Agency Financing
Your personal credit score is one factor, but not everything. We evaluate the complete picture: client roster, retainer revenue, project pipeline, and overall agency performance.
Good News
Marketing agency owners with credit scores in the 500s regularly qualify for funding when they demonstrate solid client relationships and healthy revenue. Your agency's performance tells the story.
Strong Credit Profile
Access to lowest rates, longest terms, highest amounts
Challenged Credit
Multiple options available based on agency performance
Marketing Industry Funding Insights
$500B+
annual US advertising and marketing spend. Growing demand for digital expertise creates opportunities for well-positioned agencies.
(Source: eMarketer)
60-90
average days to collect from enterprise clients. Our funding bridges this gap so you can pay staff and contractors on time.
(Source: Agency Industry Survey)
70%
of marketing agencies use external financing for growth or operations. Capital is a normal part of agency scaling.
(Source: Agency Management Report)
Evaluating Agency Financing
Hire and retain creative talent
Front media costs for major campaigns
Scale capacity for larger clients
Invest in tools and technology
Expand service offerings
Build credit history for better future terms
Financing costs reduce overall margin
Some products require frequent payments
Personal guarantees may be required
Fast funding options typically cost more
Compare Agency Funding Options
| Loan Type | Max Amount | Rates | Speed |
|---|---|---|---|
| Working Capital Loan | $25K to $300K | 1% to 3% monthly | 24 to 48 hours |
| Invoice Factoring | $25K to $5M | 1% to 4% per invoice | 24 to 48 hours |
| Business Line of Credit | $25K to $200K | 1% to 3% monthly | 1 to 3 days |
| Revenue-Based Financing | $25K to $400K | 1% to 5% monthly | 1 to 3 days |
| Business Term Loan | $50K to $500K | 8% to 20% APR | 3 to 7 days |
Marketing Agency Qualification Requirements
$15K+
Monthly Revenue
500+
Credit Score
1+ year
Time in Business
Get Funding for Your Marketing Agency
Apply today and receive funding decisions quickly. Our team understands agency financing and creative business economics.
Start Your Application
Complete a short application about your agency, including your services, client base, and funding needs.
Upload recent bank statements and basic business information. We review with understanding of agency revenue patterns.
Review your offers, choose the best fit, and receive funds. Most marketing agencies get funded within 24 to 48 hours.
Marketing Agency Funding Products
Explore specific financing options available for your agency.
Related Industries We Fund
We also specialize in financing for these related industries.
Marketing Agency Financing Questions
We fund digital marketing, creative services, PR firms, SEO agencies, social media, branding, web design, content agencies, and full-service advertising firms.
Yes, working capital can cover media costs, ad spend, and other upfront campaign expenses that clients will reimburse.
We view recurring retainer clients favorably as they demonstrate predictable revenue. Retainer-heavy agencies often qualify for better terms.
We fund agencies of all structures. Agencies using contractors and freelancers can use working capital to manage these payment obligations.
Absolutely. Working capital for payroll, benefits, and onboarding costs is one of the most common uses for agency funding.
It matters, but agency performance often outweighs credit challenges. Strong client relationships and healthy revenue matter significantly.
Many agencies receive funding the same day or next business day after approval. Invoice factoring can be even faster.
Basic requirements include 3-6 months of bank statements, a valid ID, and proof of business ownership.
Ready to Scale Your Agency?
Whether you need to hire talent, fund campaigns, or grow your client base, our team specializes in marketing agency financing.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score